Apex Meridian analyzes market data continuously and allocates your capital according to a fixed risk profile. No minimum deposit. No manual rebalancing required.
Dashboard preview: a single view shows current allocation, projected risk exposure, and available liquidity — updated in real time as new market data arrives.
Freelancers rarely have a fixed pay cycle. Capital accumulates in a checking account, earns nothing, and waits for the next assignment. Apex Meridian treats that waiting period as a decision point, not a pause. Capital is deployed the moment it is available and adjusted as your situation changes.
Apex Meridian was designed around one constraint: freelancers do not receive money on a predictable schedule. The underlying models account for variable inflows and short deployment windows rather than assuming a steady monthly deposit.
All account data is processed under German and EU data protection standards. Positions are recalculated daily, and every allocation decision is logged and available for review inside your account.
The model reads market data at fixed intervals throughout the day and compares current conditions against your defined risk tolerance before any capital moves.
Allocations are split across instruments rather than concentrated in one position. The system reduces exposure automatically when volatility rises above your set threshold.
Start with whatever amount is sitting idle this week. There is no threshold to clear before the platform begins working with your capital.
Link your bank account through a PSD2-compliant connection. No manual transfers are required to keep balances current.
The system reviews your available capital, expected timeline until your next contract payment, and stated risk tolerance.
Funds are allocated according to the resulting plan and rebalanced daily as conditions or your inputs change.
A six-to-eight-week gap between contracts is common for independent consultants. Instead of leaving that capital in a checking account, it is deployed under a short-horizon, lower-volatility setting and released back to you when the next invoice is due.
Some freelancers route a fixed portion of every invoice into the platform, regardless of upcoming gaps. Over years, consistent small deposits compound under the same model used for short-term deployments.
Account data is encrypted in transit and at rest, and stored on infrastructure located within the EU. Bank connections use PSD2-regulated access, meaning Apex Meridian never stores your banking credentials directly.
Yes. There is no lock-in period. Withdrawal requests are processed on the next available settlement cycle, which depends on the instruments currently holding your allocation.
A single management fee is deducted monthly, calculated as a percentage of assets under management. There are no separate fees for deposits, withdrawals, or rebalancing.